Commercial funding in Minnesota
Direct-lender pricing for investor-owned real estate in Minnesota. Twin Cities rental fundamentals remain balanced with healthy occupancy.
Actively lending in Minneapolis, Saint Paul, Rochester and every county in the state.
Programs available in Minnesota
DSCR rental loans
Cash-flow qualification for 1–4 unit and small multifamily. No W-2 required.
Bridge & fix-and-flip
12–24 month interest-only for value-add, reposition, and short-term hold plays.
Small-balance CRE
Mixed-use, retail, office, industrial, and 5+ unit multifamily from $250K to $10M+.
Ground-up construction
Experienced-builder financing for infill and small-lot development.
Terms vary by property, borrower experience, and market — final pricing is confirmed in writing.
Why Minnesota investors work with us
- Underwriting that understands the MN market — not a generic national script.
- Direct-lender pricing with no add-on broker fees.
- Term sheets in 24–48 hours; closings typically in 14–21 days.
- One point of contact from application through funding.
Talk to a Minnesota advisor
Let's size your next deal
Send the property address and target loan amount — we'll come back with indicative terms.
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