Commercial funding in Virginia
Direct-lender pricing for investor-owned real estate in Virginia. NOVA government demand plus Richmond logistics anchor stable cash flow.
Actively lending in Virginia Beach, Norfolk, Richmond and every county in the state.
Programs available in Virginia
DSCR rental loans
Cash-flow qualification for 1–4 unit and small multifamily. No W-2 required.
Bridge & fix-and-flip
12–24 month interest-only for value-add, reposition, and short-term hold plays.
Small-balance CRE
Mixed-use, retail, office, industrial, and 5+ unit multifamily from $250K to $10M+.
Ground-up construction
Experienced-builder financing for infill and small-lot development.
Terms vary by property, borrower experience, and market — final pricing is confirmed in writing.
Why Virginia investors work with us
- Underwriting that understands the VA market — not a generic national script.
- Direct-lender pricing with no add-on broker fees.
- Term sheets in 24–48 hours; closings typically in 14–21 days.
- One point of contact from application through funding.
Talk to a Virginia advisor
Let's size your next deal
Send the property address and target loan amount — we'll come back with indicative terms.
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